Do I Qualify? (new)

Do I Qualify?

You may qualify if your total household gross income is between 60% and 120% of median income (Count everyone in your home regardless if they are related). Example = 3 person $29,400 — $58,750.

  1 Person 38,100 2 Person 43,600 3 Person 49,000 4 Person 54,400 5 Person 58,800 6 Person 63,200 7 Person 67,500
60% of Median Income 22,860 26,160 29,400 32,640 35,280 37,920 40,500
120% of Median Income 45,700 52,200 58,750 65,300 70,500 75,700 80,950

Springfield CLTLand trust homebuyers are responsible for:

  • Monthly mortgage payment
  • Property taxes
  • Homeowner’s insurance
  • Home repairs and maintenance
  • Lease fees for the use of the land
  • Payment into Stewardship Reserve
  • A down payment of $1000
  • Credit score of at least 640

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